Introduction

🚧
The Payments API does not support cards, A+ store cards, Apple Pay, and PayPal; Checkout supports these payment methods.

Peach Payments supports multiple payment methods, depending on whether you use Checkout or Payments API. To learn more about the payment methods, see the Peach Payments website.

📘

Checkout powers Payment Links and all payment extensions, including Xero, so all payment methods that Checkout offers are available on these services. Capitec Pay has certain restrictions for high-risk merchants.

To enable more payment methods on your Peach Payments account, contact support.

For more information on payment types, see the payments reference material.

Choose the right product

The Peach Payments product portfolio contains multiple products suited to different requirements. The following diagram can help you choose which products are right for your requirements.

📘
The Payments API does not support card payments, so if you want to accept card payments, you must use another product in conjunction with Payments API, such as COPYandPAY or Server-to-Server.

Choose the right products for your requirements.

South Africa

Category	Payment method	Currencies	Integrations	Payment types
Card	Visa	ZAR	Checkout	DB, RF (full or partial), RG*
	Mastercard	ZAR	Checkout	DB, RF (full or partial), RG*
	Amex	ZAR	Checkout	DB, RF (full or partial), RG*
	Diners	ZAR	Checkout	DB, RF (full or partial), RG*
	A+ store cards	ZAR	Checkout	DB, RF (full or partial)*
Card, multi-currency	Visa, Mastercard	Multiple, if using Absa Planet Payments	Checkout	DB, RF (full or partial), RG*
EFT	InstantEFT	ZAR	Checkout, Payments API	DB
	Capitec Pay	ZAR	Checkout, Payments API	DB
	EFTsecure	ZAR	Checkout, Payments API	DB
Buy now, pay later	Payflex	ZAR	Checkout, Payments API	DB, RF (full or partial)*
	ZeroPay	ZAR	Checkout, Payments API	DB
QR code	Scan to Pay	ZAR	Checkout, Payments API	DB, RF (full only), **
Wallet	Apple Pay	ZAR	Checkout	DB, RF (full only)*
	PayPal	USD	Checkout	DB, RF (full or partial), RG*
Voucher	1Voucher	ZAR	Checkout, Payments API	DB, RF (full or partial)*
Alternative credit	Mobicred	ZAR	Checkout, Payments API	DB, RF (full or partial)*
	FinChoicePay	ZAR	Checkout, Payments API	DB, RF (full or partial)*

* Refund transactions using the Dashboard or the relevant API:

** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB.

*** For Scan to Pay, refunds are not allowed on debit cards. You can process a reversal on the debit card using the Scan to Pay service, but you must complete it before six hours have elapsed since the original transaction.

📘
For more information on the requirements for a multi-currency merchant account with Absa, see the support knowledge base.

Capitec Pay

Capitec categorises merchants as either high or low risk. The following table describes the different options available for merchants, depending on their risk category.

Risk category	Product	Notes
Low	All products	Supports paying with ID and phone number.
High	Checkout API, Payments API	Supports paying with merchant-provided verified ID that the customer cannot edit. Does not support paying with phone number.

🚧
High-risk merchants using Payment Links or a payment extension cannot use Capitec Pay as there is no way for them to provide the ID number in payment requests.

Scan to Pay

Multiple Scan to Pay, banking, and payments mobile apps, including the Nedbank Money, Standard Bank, Absa Banking App, Capitec Bank, FNB Banking App, RMB Private Bank App, Masterpass Scan to Pay, VodaPay, Telkom Pay Digital Wallet, and Spot Money - Mobile Banking support Scan to Pay QR codes.

Kenya

Category	Payment method	Currencies	Integrations	Payment types
Card	Visa	KES and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*
	Mastercard	KES and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*
	Amex (Equity Bank only)	KES	Checkout	DB, RF (full or partial), RG*
Card, multi-currency	Visa, Mastercard	Multiple, depending on the acquirer	Checkout	DB, RF (full or partial), RG*
Wallet	PayPal	USD	Checkout	DB, RF (full or partial), RG*
Mobile money	M-PESA	KES	Checkout, Payments API	DB, RF (full only)*

* Refund transactions using the Dashboard or the relevant API:

** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB.

Mauritius

Category	Payment method	Currencies	Integrations	Payment types
Card	Visa	MUR and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*
	Mastercard	MUR and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*
Card, multi-currency	Visa, Mastercard	Multiple, depending on the acquirer	Checkout	DB, RF (full or partial), RG*
Wallet	blink by Emtel	MUR	Checkout, Payments API	DB
	PayPal	USD	Checkout	DB, RF (full or partial), RG*

* Refund transactions using the Dashboard or the relevant API:

** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB.