Introduction

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As described in the table below, Payments API and Checkout support different payment methods.

To learn more about the payment methods, see the Peach Payments website.

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Hosted Checkout powers Payment Links and all payment extensions, including Xero, so all payment methods that Hosted Checkout offers are available on these services. Capitec Pay has certain restrictions for high-risk merchants.

Enable more payment methods on your Peach Payments account using the Dashboard.

For more information on payment types, see the payments reference material.

Choose the right product

The Peach Payments product portfolio contains multiple products suited to different requirements. The following diagram can help you choose which products are right for your requirements.

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The Payments API does not support card payments, so if you want to accept card payments, you must use Checkout in conjunction with Payments API.

Choose the right products for your requirements.

South Africa

Category	Payment method (`parameter`)	Currencies	Integrations	Payment types
Card	Visa (`CARD`)	ZAR	Checkout	DB, RF (full or partial), RG, PA**
	Mastercard (`CARD`)	ZAR	Checkout	DB, RF (full or partial), RG*, PA
	Amex (`CARD`)	ZAR	Checkout	DB, RF (full or partial), RG*, PA
	Diners (`CARD`)	ZAR	Checkout	DB, RF (full or partial), RG*, PA
	A+ store cards (`APLUS`)	ZAR	Checkout	DB, RF (full or partial)*
Card, multi-currency	Visa, Mastercard (`CARD`)	Multiple, if using Absa Planet Payments	Checkout	DB, RF (full or partial), RG*, PA
EFT	Pay by Bank (`PAYBYBANK`)	ZAR	Checkout	DB
	Capitec Pay (`CAPITECPAY`)	ZAR	Checkout, Payments API	DB
	Peach EFT (`PEACHEFT`)	ZAR	Payments API	DB
Buy now, pay later	Payflex (`PAYFLEX`)	ZAR	Checkout, Payments API	DB, RF (full or partial)*
	ZeroPay (`ZEROPAY`)	ZAR	Checkout, Payments API	DB
QR code	Scan to Pay (`MASTERPASS`)	ZAR	Checkout, Payments API	DB, RF (full only), ***
Wallet	Apple Pay (`APPLE PAY`)	ZAR	Checkout	DB, RF (full or partial)*
	Google Pay (`GOOGLEPAY`)	ZAR	Checkout	DB, RF (full or partial)*
	PayPal (`PAYPAL`)	USD, GBP, and EUR	Hosted Checkout	DB, RF (full or partial), RG*
Voucher	1Voucher (`1FORYOU`)	ZAR	Checkout, Payments API	DB, RF (full or partial)*
Alternative credit	Mobicred (`MOBICRED`)	ZAR	Checkout, Payments API	DB, RF (full or partial)*
	RCS credit and store cards (`RCS`)	ZAR	Checkout, Payments API	DB, RF (full or partial)*

* Refund transactions using the Dashboard or the relevant API:

** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB or PA.

*** Follow this guide to capture a preauthorisation.

**** For Scan to Pay, refunds are not allowed on debit cards. You can process a reversal on the debit card using the Scan to Pay service, but you must complete it before six hours have elapsed since the original transaction.

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For more information on the requirements for a multi-currency merchant account with Absa, see the support knowledge base.

Capitec Pay

Capitec categorises merchants as either high or low risk. The following table describes the different options available for merchants, depending on their risk category.

Risk category	Product	Notes
Low	All products	Supports paying with ID and phone number.
High	Checkout API, Payments API	Supports paying with merchant-provided verified ID that the customer cannot edit. Does not support paying with phone number.

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High-risk merchants using Payment Links, Payment Page, or a payment extension cannot use Capitec Pay as there is no way for them to provide the ID number in payment requests.

Peach EFT

Peach EFT enables you to offer the EFT payment method for multiple banks, including Absa, Nedbank, FNB, Standard Bank, Investec, TymeBank, Bidvest Bank, and Old Mutual Bank.

Scan to Pay

Multiple Scan to Pay, banking, and payments mobile apps, including the Nedbank Money, Standard Bank, Absa Banking App, Capitec Bank, FNB Banking App, RMB Private Bank App, Masterpass Scan to Pay, VodaPay, Telkom Pay Digital Wallet, and Spot Money - Mobile Banking support Scan to Pay QR codes.

Apple Pay

Checkout supports Apple Pay on all browsers (Safari, Chrome, Firefox, and so on) on iOS devices (iPhone, iPad, and so on). This support does not extend to Macs.

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The support for Apple Pay on non-Safari browsers might change in the future.

Google Pay

To offer Google Pay to your customers, you must:

Have signed up with Google Pay.
Have a Standard Bank merchant account.
Send Peach Payments support your Google Pay merchant ID.

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You cannot set forceDefaultMethod to GOOGLEPAY.

Instalment calculators and widgets

Certain buy now pay later and alternative credit payment methods enable you to display instalment calculators on your website, showing your customers what their initial and follow-up payments are.

Configuring the instalment calculator differs depending on the payment method and the platform that you're using.

Payflex

See the Payflex documentation for details on how to configure the Payflex widget. You can also use the widget on the following eCommerce platforms:

ZeroPay

Use the following files to configure the ZeroPay instalment calculator depending on your eCommerce platform:

Mobicred

See the Mobicred documentation for details on how to configure the Mobicred instalment widget. The widget also supports multiple eCommerce platforms, including Magento, OpenCart, Shopify, and WooCommerce. See the Integrations section for more details.

Kenya

Category	Payment method (`parameter`)	Currencies	Integrations	Payment types
Card	Visa (`CARD`)	KES and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG, PA**
	Mastercard (`CARD`)	KES and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*, PA
	Amex (Equity Bank only) (`CARD`)	KES	Checkout	DB, RF (full or partial), RG*, PA
Card, multi-currency	Visa, Mastercard (`CARD`)	Multiple, depending on the acquirer	Checkout	DB, RF (full or partial), RG*, PA
Wallet	PayPal (`PAYPAL`)	USD, GBP, and EUR	Hosted Checkout	DB, RF (full or partial), RG*
Mobile money	M-PESA (`MPESA`)	KES	Checkout, Payments API	DB, RF (full only)*

* Refund transactions using the Dashboard or the relevant API:

** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB or PA.

*** Follow this guide to capture a preauthorisation.

Mauritius

Category	Payment method	Currencies	Integrations	Payment types
Card	Visa (`CARD`)	MUR and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG, PA**
	Mastercard (`CARD`)	MUR and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*, PA
	Amex (`CARD`)	MUR and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*, PA
	Diners (`CARD`)	MUR and depending on the acquirer, EUR and USD	Checkout	DB, RF (full or partial), RG*, PA
Card, multi-currency	Visa, Mastercard (`CARD`)	Multiple, depending on the acquirer	Checkout	DB, RF (full or partial), RG*, PA
Wallet	blink by Emtel (`BLINKBYEMTEL`)	MUR	Checkout, Payments API	DB
	MCB Juice (`MCBJUICE`)	MUR	Checkout, Payments API	DB
	PayPal (`PAYPAL`)	USD, GBP, and EUR	Hosted Checkout	DB, RF (full or partial), RG*

* Refund transactions using the Dashboard or the relevant API:

** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB or PA.

*** Follow this guide to capture a preauthorisation.