Payment methods
Introduction
The Payments API does not support cards, A+ store cards, Apple Pay, and PayPal; Checkout supports these payment methods.
Peach Payments supports multiple payment methods, depending on whether you use Checkout or Payments API. To learn more about the payment methods, see the Peach Payments website.
- Checkout powers Payment Links and all payment extensions, including Xero, so all payment methods that Checkout offers are available on these services. Capitec Pay has certain restrictions for high-risk merchants.
- To enable more payment methods on your Peach Payments account, contact support.
- For more information on payment types, see the payments reference material.
Choose the right product
The Peach Payments product portfolio contains multiple products suited to different requirements. The following diagram can help you choose which products are right for your requirements.
The Payments API does not support card payments, so if you want to accept card payments, you must use another product in conjunction with Payments API, such as COPYandPAY or Server-to-Server.

Choose the right products for your requirements.
South Africa
Category | Payment method | Currencies | Integrations | Payment types |
---|---|---|---|---|
Card | Visa | ZAR | Checkout | DB, RF (full or partial)*, RG** |
Mastercard | ZAR | Checkout | DB, RF (full or partial)*, RG** | |
Amex | ZAR | Checkout | DB, RF (full or partial)*, RG** | |
Diners | ZAR | Checkout | DB, RF (full or partial)*, RG** | |
A+ store cards | ZAR | Checkout | DB, RF (full or partial)* | |
Card, multi-currency | Visa, Mastercard | Multiple, if using Absa Planet Payments | Checkout | DB, RF (full or partial)*, RG** |
EFT | InstantEFT | ZAR | Checkout, Payments API | DB |
Capitec Pay | ZAR | Checkout, Payments API | DB | |
EFTsecure | ZAR | Checkout, Payments API | DB | |
Buy now, pay later | Payflex | ZAR | Checkout, Payments API | DB, RF (full or partial)* |
ZeroPay | ZAR | Checkout, Payments API | DB | |
QR code | Scan to Pay | ZAR | Checkout, Payments API | DB, RF (full only)*, *** |
Wallet | Apple Pay | ZAR | Checkout | DB, RF (full only)* |
PayPal | USD | Checkout | DB, RF (full or partial)*, RG** | |
Voucher | 1Voucher | ZAR | Checkout, Payments API | DB, RF (full or partial)* |
Alternative credit | Mobicred | ZAR | Checkout, Payments API | DB, RF (full or partial)* |
FinChoicePay | ZAR | Checkout, Payments API | DB, RF (full or partial)* |
* Refund transactions using the Dashboard or the relevant API:
** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB.
*** For Scan to Pay, refunds are not allowed on debit cards. You can process a reversal on the debit card using the Scan to Pay service, but you must complete it before six hours have elapsed since the original transaction.
For more information on the requirements for a multi-currency merchant account with Absa, see the support knowledge base.
Capitec Pay
Capitec categorises merchants as either high or low risk. The following table describes the different options available for merchants, depending on their risk category.
Risk category | Product | Notes |
---|---|---|
Low | All products | Supports paying with ID and phone number. |
High | Checkout API, Payments API | Supports paying with merchant-provided verified ID that the customer cannot edit. Does not support paying with phone number. |
High-risk merchants using Payment Links or a payment extension cannot use Capitec Pay as there is no way for them to provide the ID number in payment requests.
Scan to Pay
Multiple Scan to Pay, banking, and payments mobile apps, including the Nedbank Money, Standard Bank, Absa Banking App, Capitec Bank, FNB Banking App, RMB Private Bank App, Masterpass Scan to Pay, VodaPay, Telkom Pay Digital Wallet, and Spot Money - Mobile Banking support Scan to Pay QR codes.

Multiple mobile apps that support Scan to Pay QR codes.
Kenya
Category | Payment method | Currencies | Integrations | Payment types |
---|---|---|---|---|
Card | Visa | KES and depending on the acquirer, EUR and USD | Checkout | DB, RF (full or partial)*, RG** |
Mastercard | KES and depending on the acquirer, EUR and USD | Checkout | DB, RF (full or partial)*, RG** | |
Amex (Equity Bank only) | KES | Checkout | DB, RF (full or partial)*, RG** | |
Card, multi-currency | Visa, Mastercard | Multiple, depending on the acquirer | Checkout | DB, RF (full or partial)*, RG** |
Wallet | PayPal | USD | Checkout | DB, RF (full or partial)*, RG** |
Mobile money | M-PESA | KES | Checkout, Payments API | DB, RF (full only)* |
* Refund transactions using the Dashboard or the relevant API:
** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB.
Mauritius
Category | Payment method | Currencies | Integrations | Payment types |
---|---|---|---|---|
Card | Visa | MUR and depending on the acquirer, EUR and USD | Checkout | DB, RF (full or partial)*, RG** |
Mastercard | MUR and depending on the acquirer, EUR and USD | Checkout | DB, RF (full or partial)*, RG** | |
Card, multi-currency | Visa, Mastercard | Multiple, depending on the acquirer | Checkout | DB, RF (full or partial)*, RG** |
Wallet | blink by Emtel | MUR | Checkout, Payments API | DB |
PayPal | USD | Checkout | DB, RF (full or partial)*, RG** |
* Refund transactions using the Dashboard or the relevant API:
** Checkout does not support the RG payment type, but you can tokenise a card while performing a DB.
Updated 8 days ago